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Shadow Fun
by Deborah Shelton
Are you looking for fun projects to do, but are short on supplies? The answer is simple: Shadows!
Shadow Tag
Turn an ordinary walk to the mailbox into a lively game of shadow tag. It’s played much the same way as regular tag, except that instead of tagging a person, you tag the person’s shadow.
Silhouettes
Use the combination of light and shadow to create frameable works of art. Use tacks or tape to hang a sheet of white construction
Shadow Fun
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Credit Card vs. Debit Card - What Are The Differences
by James H. Dimmitt
Ah, the “good old days”. If you are a baby boomer, like me, then you probably remember how important it was to rush to the bank on payday. You had to get there before the teller lanes closed so that you could have your “cash allowance” for the week. Otherwise, if you needed cash you had to write a check, then go to the bank, and “cash” the check for real cash.
Fortunately the days of the mad rush to get cash from the bank are long gone. W
Credit Card vs. Debit Card - What Are The Differences
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Beware of Falling Minimum Payments
by James H. Dimmitt
If you opened a credit card statement recently and were pleasantly surprised to find that your minimum payment due was lowered, don’t be so quick to “jump for joy”. What may appear as a small boost to your monthly budget is actually the rock that can weigh you down in debt for a lifetime.
More and more credit card companies are moving to requiring a minimum payment of 2% of your total outstanding balance. Consumer Action, a consumer advocacy gr
Beware of Falling Minimum Payments
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Do Not Call Registry is Just the 1st Step
by James H. Dimmitt
The Federal Trade Commission launched it’s much anticipated “Do Not Call Registry” on June 27th, several days earlier than the announced July 1 debut. The FTC reported that they were receiving as many as 1,000 registrations a minute at their website, www.donotcall.gov. As of Tuesday, July 1, 12.5 million telephone numbers had been logged into the registry, according to the FTC.
The “do not call” registry takes effect on Oct. 1 and telemarketers
Do Not Call Registry is Just the 1st Step
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Convenience Can Be Costly
by James H. Dimmitt
You’ve just opened your credit card bill and attached to your statement you find a “convenience check” included. It may already be filled out with a dollar amount such as $300, $500, or even $1,000. Your mind fills with ideas of what you could buy with this “instant” money. A new summer wardrobe, a nice dinner and tickets to a concert, a weekend getaway.
But before you go off on a shopping spree, you should be aware that your “convenience che
Convenience Can Be Costly
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Is My Child Ready For A Family Pet?
by Jennifer Gove
At some point every child asks that all time famous question. “Can I have a pet?” While owning a pet fosters responsibility and compassion, some children are just not ready to help take care of a pet. It is a huge responsibility and one that must be given careful thought.
There are many things you should consider as a family.
What kind of pet?
What kind of pet would fit into your life style best. There are many options from large dogs to lit
Is My Child Ready For A Family Pet?
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Shoes Gone Astray
by David Leonhardt
Dorothy lost hers. I forgot mine. My wife broke hers. I speak of shoes, of course.
So why are we all smiling?
Dorothy is that sweet little girl who broke in that bustin' bronco of a tornado, landing in Oz and inheriting magic ruby slippers from a dead wicked witch.
For most people, the story ends when Dorothy loses her precious slippers somewhere over the scorching desert that surrounds Oz ... much like a Congressman loses his power wh
Shoes Gone Astray
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The ADD Child: Challenging Parents, Teachers and Friends
by Jeanne Bauer
The ADD child exhibits a series of behaviors that are common in most children. Most children misbehave, act silly and day dream. So what, then, is the difference? The child with Attention Deficit Disorder exhibits these behaviors in a constant and extreme manner, often interfering with their academic, social and family interactions.
Here are the variety of ways that a child may exhibit ADD behaviors:
Inattention: The most visible and well-known
The ADD Child: Challenging Parents, Teachers and Friends
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How Do You Define Happiness?
by David Leonhardt
I ran a contest in "Your Daily Dose of Happiness" to see how people define happiness. I was stunned to discover that I am the only person who defines happiness as an extra helping of cheesecake.
There were other shockers, too.
We know that money can't buy happiness ... except, of course, when we are flat broke. But I figured several people would define happiness, at least in part, as a bulging bank vault or "financial freedom". Just three peop
How Do You Define Happiness?
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The Battle Of The Sexes Is On This Father's Day
by News Canada
(NC)—It seems once again men and women have a difference of opinion. This time the Mars vs.Venus debate is over the ideal gift for Father's Day. A recent survey, by RadioShack Canada, shows that while women want to keep Dad organized and on track this Father's Day, men are more interested in keeping him entertained. According to the survey, men would rather keep Dad amused with a digital camera or satellite TV (63 per cent vs. 47 per cent of women), while
The Battle Of The Sexes Is On This Father's Day
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