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Did you know that many people retire broke?

It's true. After a lifetime of hard work and having earned literally hundreds of thousands of dollars, they end up with nothing.

So where did all their hard-earned cash go? The answer is, it passed right through their fingers.

While schools are great at teaching algebra, calculus, and geometry... how many of us learned about the basics of personal finance and creating financial security for ourselves? 7 Things To Teach Your Kids About Money Recipe

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How to Grieve a Tragedy

by Stephen Bucaro

Bad things happen to good people. Have you lost your job or are facing bankruptcy? Has a cherished relationship ended or you have gone through a divorce? Maybe you received diagnosis of a serious health problem. Or maybe you are mourning the loss of a loved one. Unfortunately, these painful events are part of life.

If you have to endure such a tragedy, maybe you can find solace in your friends and in your faith. There is no way to completely avoid t How to Grieve a Tragedy Recipe

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How to Make Your Own Baby Food and Save a Fortune!

by Meredith Edwards-Cornwall

Baby in a highchair, mom in front with a small spoon and a jar of baby food. It looks like something right out of a parenting magazine, and it’s a scene that is played out several times a day in the majority of homes with small babies. Unfortunately, it’s also a powerful marketing image that can cost a family a great deal of money in the long run.

The Convenience Factor

Most parents would say the main reason for using commercial jarred How to Make Your Own Baby Food and Save a Fortune! Recipe

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No Problem!

by Nisandeh Neta

"Thanks to Walt Disney's ""The Lion King"", children the world over know the Swahili expression ""Hakuna Matata"". It means ""No Problem"" and we grown-ups should use it more often.

I used to come home and my wife would say, ""We have a crisis!"" I would immediately think that our daughter was in a hospital, the car broke down, or her mother was coming to stay with us. But it was usually just that the washing machine was broken, or she couldn't get a No Problem! Recipe

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10 Free Gardening Products

by Linda Gray

One of the pleasurable spin-offs in organic gardening is finding alternative ways of coming up with the same, if not better, end result.....

Household throwaways can be valuable to the alternate enthusiast. Here are ten recyclable ideas to make gardening a little less hard on the pocket!

1. Hedge clippings: Instead of burning or direct composting, beg, borrow or even buy, if the quantity justifies the price, an electric garden muncher.

Branches up 10 Free Gardening Products Recipe

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Buster the Beloved Pussycat

by Janette Blackwell

“Dogs have owners; cats have staff,” and I have worked for some wonderful cats in my time. The one I loved best was named Buster. Buster had an unusual mind. He didn’t think like other cats; he didn’t act like other cats. Maybe that’s why I loved him so.

We got Buster from the county animal shelter. We usually get our cats from the county animal shelter. That way we save a life -- and we’ve gotten some great cats that way. One fall, after our cat Buster the Beloved Pussycat Recipe

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The Fugitive

by Janette Blackwell

Where are the dogs of yesteryear? They all seem to be some breed or another these days. They never used to be. Back in the forties, we had dogs that LEANED in one direction or another. Or maybe two or three directions at once. But we never went out and bought a specific brand of dog. Why would you buy a dog when the neighbors were giving away perfectly good pups for free, along with a jar of peaches and maybe some string beans?

It has always The Fugitive Recipe

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They Loved Us

by Janette Blackwell

Our parents called them "the Bible Club girls," even though Hazel Simonton and Jean Clark had strands of grey sprinkled through their dark hair by the late 1940s. That's how people referred to women, especially single women, back then.

Every Wednesday after school, the Bible Club girls came to our church in the Bitterroot Valley of Montana. The pastor had built a fire in the cast-iron furnace in the back corner of the church, but the building was They Loved Us Recipe

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Peace Breaks Out

by Janette Blackwell

In that spring of 1946, when he heard the Bauser boys were back from the navy, Daddy hired one of them to help with spring plowing. He didn't give Barry Bauser any instructions. Everyone knows how to plow. He just hitched the plow to the John Deere tractor and waved his hand in the direction of the field to be plowed, which was the field right next to our house.

“Yes, sir!” said the Bauser boy cheerfully, giving Daddy a favorable impression of Peace Breaks Out Recipe

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Daddy Tames the Ferocious Junior Boys

by Janette Blackwell

Throughout World War II my Daddy had 4F draft status -- meaning he couldn’t be drafted -- as there would have been no one to farm his Montana land if he were gone.

His draft status bothered Daddy. He was young and vigorous, and he longed to fight the enemies of his country. He knew he was working hard for his country out there in the fields, but his life lacked drama. And perhaps he longed for military action more fervently on days when thing Daddy Tames the Ferocious Junior Boys Recipe

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