Many people hear "retirement" and think— what? 401K? Roth vs. Traditional IRA? Stocks, bonds, mutual funds? Do they?

Or do many people put money away according to the suggested amount and then simply hope that when retirement comes all will work out?

One report I read estimated that 66 million Americans have put away a Whopping $0 towards retirement.

Many people are still thinking there might be a thing called Social Security around when they retire. Social Security: as of 2004, the average annual Social Security retirement benefit is approximately $11,000. That is not a lot to live on folks. Plus, we all hear the news periodically that there might not be any Social Security around when we get older and need it.

And as a furth Retirement – It's Sooner Than You Think!! (honestly) Recipe

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Save Money on a Holiday

by Brigette Meier

Going on a family vacation can be considerably more expensive than going with your partner only. Instead of buying two airline tickets and renting a double room in a hotel, you need maybe four or five tickets and at least two hotel rooms.

Fortunately, there are a lot of family-friendly offers that help keeping things in budget. Still, there are some aspects where you can cut on costs.

An expense that is often not recognized is the food. When on holiday, you often either lack the opportunity to cook or you're not in the mood to continue that annoying household routine. Dining out is fine and surely an essential part of the recreation - after all, you want to enjoy your stay. But that doesn't mean that every little snack has to be bought re Save Money on a Holiday Recipe

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Porcelain Dolls - Not Just For Children Any More

by Johann Erickson

Doll collecting is the second most popular hobby in the U.S., and it’s easy to see why. Porcelain Dolls transport us back to our childhood and evoke memories that no other toy can match. We remember our first doll, our favorite doll, the doll we loved to pieces and the beautiful doll we kept on a high shelf. We remember the comfort and love our dolls gave us and the first time we realized we were too old for our dolls. But were we really?

Consider porcelain dolls, they’re the perfect collectible doll. With delicate faces and hands, they remind us of why we loved dolls so much in the first place. There are tiny, precious newborn porcelain dolls, child-like porcelain dolls in fancy attire, and porcelain dolls based on favorite characters. Porcelain Dolls - Not Just For Children Any More Recipe

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The Science of Mother Love

by Cori Young

A growing body of scientific evidence shows that the way babies are cared for by their mothers will determine not only their emotional development, but the biological development of the child's brain and central nervous system as well. The nature of love, and how the capacity to love develops, has become the subject of scientific study over the last decade. New data is emerging from a multitude of disciplines including neurology, psychology, biology, ethology, anthropology and neurocardiology. Something scientific disciplines find in common when putting love under the microscope is that in addition to shaping the brains of infants, mother's love acts as a template for love itself and has far reaching effects on her child's ability to love throughout The Science of Mother Love Recipe

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