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Others say...
"25 Years and Still Going" To be clear, MY 12C is 25 years old and still going! I originally bought it for results validation when programming bond and money market price/yield calculations. That software was used for next couple of decades in a variety of securities accounting, trading, and various other financial software suites. That the 12C was (and is) regarded by traders and portfolio managers as 100% accurate for such purposes should give you an indication why this calculator has dominated the financial calculator marketplace among professionals. Back then, only a Monroe bond calculator (a very expensive desk calculator) would have been preferred over the 12C. The 12C is still found on trading desks everywhere, though Bloomberg has become the reference standard for fixed-income. The price in the early 80s was $225, and $75 now (plus or minus) - a bargain. I still like the small size and rugged build. One of the benefits of the small form factor is that it's convenient to bring along anytime you want basic payment calculations (for which the 12C has dedicated keys), as when making a purchase or in the real estate market. I can run rate & payment scenarios on the fly as fast as necessary. There are limits to what the 12C can reasonably do with its built-in calcs. For example, while simple bonds are handled with the built in calcs (i.e., just plug in the parameters), non-standard bonds are accomodated at the expense of some programming. Anything really bizarre might have you resorting to plugging in individual cash flows - tedious if you have a lot of them, and now better suited for a spreadsheet. Basic variations around day count type, beginning/end of period-based discounting, date conventions, etc. are available with standard calcs. This is a great, classic, and still highly useful calculator. The newest version is the first I would consider to replace my original, plus the newer version is faster. "Calculators purchased" I received the product quickly and with exact information about billing and shipping charges. Everything that I submitted was exactly the same when the product came in and billing charges were accurate. It was a pleasure to do business with Amazon and I would recommend this site to everyone. "Overall satisfied" The Platinum is way faster at calculating IRR. I remember the 12c I used before would let me wait for longer than one minute. But the keys on this anniversary edition doesn't respond as smart as 12c. "Good calculator" Design is a bit dated. It does what it supposes to. I just never get use to HP way of button sequence. This got me thru my studies and exams. I prefer Texas Instruments and Casio. "HP classis" Excellent calculator. One thing I like about HP calculators is that the buttons aren't "mushy". This makes for accurate entry. Also the instruction book is very instructive, and the calculator recalls the last entry made even if you turn the power off.
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HP 12C Platinum Financial Calculator
Why I buy this one ? - Robust and versatile financial calculator - Over 120 built-in functions for business, finance, mathematics, and statistics, including date calculations - Efficient data entry using RPN - Small size; easy to take anywhere - Long battery life Special offer for you..find the cheapest!
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What our customer's say! "One calculator to rule them all", I bought this 25th Anniversary Edition HP-12C for my economics papers at Uni. Has been one of the best purchases I have made and I could only recommend this whole heartily to anyone in the field. I have found the build quality to be excellent and the prodigious 250 page manual informative to pick through. It does leads me to wonder why Reverse Polish Notation calculators are not more widely used by the public at large. Regardless, this is one device worth holding onto. "HP 12C", This is the third version that I have bought, the first one being in 1984. This item must be HP's all-time best seller in terms of units sold. "Advanced", This calculator is very advanced, it has more functions than I know what to do with. The 12c calculator is smaller and has more features than the BA-II. It also comes with a cool carrying case. "HP 12C Platinum", This calculator is the best financial calculator in the world. I would recommend it to anyone looking for a business calculator. Takes a bit of getting used to, but once you do, you will not want to be without it. "Proper Calculator", I bought the HP 12C Financial Calculator in proper moment, because I needed a good calculator. 
Read this reviews before You buy... "HJP12C", I am very happy with my new 12C -- I lost my last one in the airport and was lost without it. Great product -- reliable and easy to use. Nice case but a little too bulky -- would have liked something simpler and thinner. "Love RPN, but need a calculator that won't break", I LOVE RPN and this calculator is a good one when it comes to doing calculations. The downside is that it's not really well built at all. The CLx key, used very frequently, now requires a very hard push to get it to clear the screen. I called HP, and unfortunately, once it's out of warranty, they won't fix it, so this calculator is now one of the most annoying calculators I've ever had to use, pushing the CLx key hard every time makes me recommend that you skip this calculator and get something that is as reliable as the older HP's used to be. "Great Product", Hp12c is the best financial calculater. The 25th anniversary edition is the best of because the leader case that only this hp has. "HP-12C", I've been using an HP-12 since it first came out. (Before that I used an HP-8.) It does everything an old financial guy needs; mortgage calculations, discounted cash flows, etc. I was pleased to find that this calculator also has added algebraic functions. Nothing scarey and very helpful. Also, the HP is 'bulletproof' and its batteries last a very long time. "Great update to the old HP12C", This calculator is a great update to the old HP 12C. After reading the other reviews, I was concerned that the buttons might not have a good feel to them. However, they definitely do give you positive tactile feedback so you'll know when you've actually entered your keystroke. In my opinion, that makes up for the lack of the "screen flash" of the old HP 12C. One thing I haven't seen mentioned on the screen flash issue is that, if you are entering a number, let's say for example 125, and have the number of decimal places set for more than one place [ie. you set the calculator to show X.XX], the screen flash may not make that much of a difference. That's because after entering "125" and hitting ENTER, the display will add the two zeroes past the decimal place. In other words, you'll still get a visual cue that the calculator has "registered" the number you have input, so the screen flash isn't that necessary. I've owned three HP12C's and two 17B2's and I have to say, this ranks equal or better to those older models. The processor is definitely faster, which could make a difference if you're pressed for time in taking one of the CFA exams, etc. Ten extra seconds for each calculation can add up over a six hour test. As for the red font for the "f" functions, it's easily legible and not significantly different in terms of legibility vs. the orange on the old HP12C. It's not that big of a deal to me. Construction-wise, the calculator feels identical to my old HP12C in quality except for the fact that the keys don't "rattle" like the old model, which wasn't a big deal to me anyway. The only reason why I didn't rate the calculator 5 stars instead of 4 stars is because I did like the old screen flash feature. But it's really splitting hairs. |
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